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  1. LSR - The Pension Fund for State Employees in Iceland

    Pensions At LSR you get extensive pension rights for you and your family. More about LSR pensions

  2. Pensions - LSR

    As a LSR fund member, you gain the right to a pension for the rest of your life. In addition, the pension premium entitles you to a disability pension if your work capacity is impaired, and in the event of your …

  3. Overview - LSR

    It’s easy to apply for a mortgage loan with LSR. Use the loan calculator to calculate a loan based on fixed, indexed interest rates, and you’ll see the estimated payment burden, the total cost of the loan, …

  4. Contact us - LSR

    For pension matters: [email protected] For contributions and private pension savings: [email protected] For loan matters: [email protected] Submitted invoices and related issues: [email protected] General inquiries: …

  5. Investments - Overview - LSR

    LSR is a long-term investor with the aim of guaranteeing fund members a good long-term return. At the same time, efforts are made to limit risk as much as possible with a varied and well-diversified portfolio.

  6. Loan calculator - LSR

    Due to a Supreme Court ruling in case no. 55/2024, LSR will for the time being only process applications for indexed loans with fixed interest rates for the entire loan term.

  7. Employees - LSR

    Meet the dedicated employees at LSR, ensuring efficient management and operations for the organization.

  8. Applications and forms - LSR

    Reimbursement of pension benefits [English]Open application

  9. Overview - LSR

    Division B of LSR was closed to new members at the end of 1996. However, those who have contributed to the fund since then continue to accrue benefits under the division's rules.

  10. Overview - LSR

    LSR is both the oldest pension fund in Iceland and the largest in terms of assets. The fund has guaranteed its members and their families extensive rights for over 100 years.